Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") govern your use of carramont.com (the "Site"), operated by Carramont Advisory ("Carramont," "we," "us," or "our"). By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.

2. Use of the Site

You may use the Site only for lawful purposes. You agree not to interfere with the Site's operation, attempt to gain unauthorized access to any systems, or use automated means to scrape or extract content without our written permission.

3. SMS Messaging Terms

Carramont Advisory offers an SMS text messaging program. By opting in through our website or other consent mechanisms, you agree to receive text messages from Carramont Advisory. Message types may include appointment reminders, meeting follow-ups, account and service notifications, and occasional marketing messages.

• Opting out. You can cancel the SMS service at any time by replying STOP to any message. After you send STOP, we will confirm your unsubscribe status and you will no longer receive SMS messages from us. To rejoin, opt in again as you did the first time.
• Help. If you experience issues with the messaging program, reply HELP to any message or email us at owen@carramont.com.
• Message and data rates. Message and data rates may apply for any messages sent to you from us and from you to us. Message frequency varies. Contact your wireless provider with questions about your text or data plan.
• Carrier liability. Carriers are not liable for delayed or undelivered messages.
• Age restriction. The SMS program is intended for individuals 18 years of age or older. By opting in, you confirm that you are at least 18 years old.

For details on how we handle phone numbers and opt-in data, see our Privacy Policy.

4. No Professional Advice

Content on the Site is provided for general informational purposes only and does not constitute legal, financial, tax, or other professional advice. Nothing on the Site creates an advisory or client relationship. Any engagement with Carramont is governed by a separate written agreement.

5. Intellectual Property

The Site and its content — including text, graphics, logos, and design — are owned by Carramont or its licensors and are protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from Site content without our prior written consent.

6. Disclaimer of Warranties

The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.

7. Limitation of Liability

To the fullest extent permitted by law, Carramont will not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or relating to your use of the Site, even if advised of the possibility of such damages.

8. Third-Party Links

The Site may contain links to third-party websites. These links are provided for convenience only, and we are not responsible for the content or practices of those sites.

9. Changes to the Terms

We may update these Terms from time to time. The "Last updated" date above reflects the most recent revision. Continued use of the Site after changes constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by the laws of the Commonwealth of Virginia, without regard to its conflict of law principles.

11. Contact

Questions about these Terms, or support requests, can be directed to owen@carramont.com.